The Junior Credit Analyst role exposed me to credit through the analysis of a variety of mortgage products. The role was flexible enough that I could begin with easier to analyse 'conventional' product and move up from there to more challenging products and clients. This was a great way to learn about the mortgage and credit analysis world.
At times the role can become a little repetitive, especially when working on vanilla deals over a longer time period. Thankfully, there is usually a variety that is available to work on and can be assigned by the full-time analysts upon requests. In addition, special projects are always available as the internship goes on.
Management was supportive along the way. It is always possible to ask questions and provide feedback. Management also fosters a very healthy culture with plenty of social activities throughout the term.
The Mortgage Analytics Group is known company-wide for having a great culture and work environment. Activities take place on a regular basis - both in and out of office. Depending on the term, there are winter and summer events that are held by the group and by the company. The culture fosters a flat organizational structure that allows everyone to have a say and provide feedback.